SHARE
CERTIFICATES
Watch Money Grow
Looking for higher savings yields and greater flexibility? Not comfortable with fluctuations in the stock market? MCCU offers three outstanding certificate programs to help savers meet investment goals with greater ease… and with federally-insured safety.
Regular Certificates
Become a Platinum Member and you can earn an additional .15% on any Regular Certificate 12 months or longer!
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Low Minimum Opening Deposit of $1,000!
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Can be used for your IRA, too!
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Customize your investment with a choice of terms, from 3 to 60 months.
Flex Certificates
Need to invest for a shorter term but still want account flexibility and higher yields? This program is for you! It offers:
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Choice of 3-month or 6-month terms
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Minimum deposit of $2,500
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Make additional deposits anytime, in amounts of $500 or more
Flex Plus Certificate
No wonder this program is so popular with MCCU members… it offers deposit and withdrawal options for maximum flexibility! Just look how hard it works for you:
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Choose 7-month or 12-month terms
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Minimum deposit of $2,500 for 7-month term
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Minimum deposit of $15,000 for 12-month term
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Make additional deposits anytime, in amounts of $500 or more
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One penalty-free withdrawal allowed anytime after seven days of opening this certificate, provided the minimum opening balance is maintained
High-Yield Certificates*
Earn higher savings yields with a 5.15% APY 9-Month Certificate!
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Minimum Deposit of $1,000
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Available for IRA Certificates
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Dividends are compounded and paid monthly
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Renews to a 6-Month Certificate at maturity
Earn higher savings yields with a 4.50% APY 15-Month Certificate!
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Minimum Deposit of $1,000
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Available for IRA Certificates
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Dividends are compounded and paid monthly
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Renews to a 15-Month Certificate at maturity
*Promo rate available when opening a new Share Certificate with a minimum of $1,000 for a 9-Month term or 15-Month term. APY=Annual Percentage Yield. Rate is subject to change without notice. The APY assumes dividends remain on deposit until maturity. A penalty may be imposed for early withdrawal. Some restrictions may apply. See Credit Union for full terms and conditions.
